Type A
A simple fact
For example, your monthly premium or your deductible amount.
Answer length
One clear sentence
iBasis Global · About
01 / 05 · Who we are
About iBasis Global
We provide auto, travel and health insurance.
iBasis Global is an insurance company. We offer auto, travel and health insurance for adults, professionals, couples and families, and we help you choose a policy by explaining exactly what it covers and what it costs.
Before you buy, we walk you through each part of the policy: the premium, the deductible, the coverage limits, what is included and what is excluded. That way you know exactly what you are paying for.
What we offer
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A
Auto insurance for drivers and their vehicles.
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B
Travel insurance for trips at home and abroad.
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C
Health insurance for you and your family.
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D
Plain explanations of every policy term.
Auto
Travel
Health
Clear terms
Auto · Travel · Health insurance
Premiums / Deductibles / Limits / Exclusions
How it works
02 / 05 · How we help you choose a policy
From question to policy
How we help you choose the right policy.
When you contact us about auto, travel or health insurance, we start with your situation: the car you drive, the trip you are planning or the family members who need cover. Then we show you the policies that fit and explain the terms that affect you.
We keep our answers short, but we never leave out a condition or limit that could change what you are covered for.
Every policy, explained
Premium, deductible, limits and exclusions
Fragment A
Your needs
Fragment B
Matching policies
Fragment C
Terms compared
Fragment D
Your decision
Fig. 02 · Working table, top view
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Ask
You tell us what you need.
Auto, travel or health insurance, plus a few details about your situation.
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Match
We find policies that fit.
We narrow the options down to the ones that match your needs.
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Compare
We compare the terms.
Premium, deductible, coverage limits and exclusions, and how they affect each other.
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Decide
You choose your policy.
We lay out the differences clearly so you can pick the coverage that suits you.
Your questions
03 / 05 · How we answer your questions
Straight answers
Simple questions get short answers. Complex ones get a full explanation.
Some insurance questions have a one-line answer, like the price of a policy or the amount of a deductible. Others, like whether a specific situation is covered, depend on several policy terms and need more explanation.
We give each question the answer it needs: short when that is enough, detailed when the details matter.
Type B
An insurance term
Words like deductible, co-pay or pre-existing condition, explained in plain language.
Answer length
A sentence plus its context
Type C
Related terms
For example, how a higher deductible lowers your premium but raises what you pay when you make a claim.
Answer length
A short explanation of how they connect
Type D
A question about your situation
For example, whether your car, trip or medical need is covered. The answer depends on your circumstances and the policy terms.
- Your circumstances
- The policy terms involved
- What could change the answer
Answer length
A conversation, not a shortcut
Fact
Term
Related
Your case
Drag to explore
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→
“A clear answer is not always the shortest one. Sometimes it needs one more sentence.”
iBasis Global · How we communicate
Our standards
04 / 05 · How we check our information
Quality checks
Four checks on every policy explanation.
Before we share information about an auto, travel or health insurance policy, we check it against four questions. This keeps our explanations accurate and easy to understand.
Fig. 04 · Inspection under natural light
Standard 01
Is it specific?
SpecificationChecked before sharing
We name the exact part of the policy, such as the deductible or a coverage limit, instead of using vague insurance language.
Standard 02
Are the conditions included?
SpecificationChecked before sharing
A short answer still includes the conditions and limits you need to understand it correctly.
Standard 03
Could two terms be confused?
SpecificationChecked before sharing
When two terms sound alike, such as a deductible and a co-pay, we explain the difference.
Standard 04
Are we promising too much?
SpecificationChecked before sharing
We never suggest guaranteed savings, approval or coverage when the answer depends on your circumstances and the policy terms.
These checks apply to everything we tell you, on this website and in conversation.
They decide which details we include, how we explain them, and when we recommend reading the full policy terms before you decide.
In practice
05 / 05 · Customer examples
How we help
How we've helped with auto, travel and health insurance.
Here are three examples of how we help customers choose and understand their insurance.
These examples are simplified and anonymized. Every situation is different, and results always depend on the specific policy terms.
Every case, the same care
Our approach
We compare the policy terms, explain what they mean for you, and help you choose the coverage that fits.
Three examples
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Auto insurance
Case 01
Two auto policies at almost the same price.
What we didWe compared both policies side by side: deductible, coverage limits and conditions.
What became clearerThe customer saw which policy would leave them paying more after an accident and made an informed choice.
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Travel insurance
Case 02
A trip the travel policy might not fully cover.
What we didWe checked the policy conditions against the traveler's itinerary and found the one condition that mattered most.
What became clearerThe traveler knew exactly what to confirm before the trip, instead of guessing.
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Health insurance
Case 03
A family health plan renewing with new terms.
What we didWe showed what had changed in the policy, what stayed the same, and how each change affected their coverage.
What became clearerThe family could decide on the renewal with the full picture, not just the new price.
Auto.
Travel.
Health.
Your situation
Need auto, travel or health insurance?
Contact us with your question. We'll explain your options and help you choose the right policy.
Get in touch
Looking for auto, travel or health insurance? Contact us and we'll help you find the right policy.
iBasis Global
Insurance you understand before you buy.
Auto · Travel · Health Insurance
iBasis Global is a brand operated by Beta Global Partners LLC.